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Holiday Shopping Tips – No, it’s NOT Too Early

  • September 15th, 2016

Believe it or not, the holidays are here. I hate to be the one to break it to you, but you probably only have like 6 more paydays till Christmas. Factor in your car payment, rent, utilities, tuition, happy hours – whatever you spend your money on – and you don’t have a whole lot left for gifts this year if you don’t take initiative now.

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Low Interest Savings vs High Interest Debt

  • August 19th, 2016

We’re constantly told to save, save, SAVE! Have an emergency fund, a rainy day fund, a college fund. But we’ve also been told to get rid of debt… To pay it all off… Don’t charge ANYTHING. Where’s the happy medium? Should I really have six month’s income in a savings account when I owe thousands in student loans? Yes and no.

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Not-So-Common Cents

  • May 10th, 2016

Growing up is tough. You’re expected to get a job or go to school right away. It’s become the societal norm to instantly move out of your parents’ house… and then maybe buy a car. Or get a couple of credit cards. Don’t get me wrong – credit is important. But it can make you or break you. Here are a few (unfortunately) not-so-common sense tips to follow:

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Boosting Your Credit Score: 4 Myths Debunked

  • March 3rd, 2016
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:
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Commuters Unite

  • January 21st, 2016

Commuting sucks. There, I said it. I lived on campus for about five minutes my freshman year. I loved it… Until I realized that I don’t like dorm rooms or bunk beds enough to pay $800/month. (Also, the food in the dining halls wasn’t as good as my mom’s.) I moved back home shortly. But, I will admit that commuting was difficult for me. That first semester, I lived at home with my parents, about 30 minutes from campus. Here are a few tips…

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College Tuition: More Bang for Your Buck

  • January 14th, 2016

College tuition rates have sky rocketed 1200% in recent months. In fact, some studies show that some of the facts I use are exaggerated or even totally made up.

On a serious note, college tuition is no joke.

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Saving for a Big Purchase

  • January 11th, 2016

The time has come. You need a new computer or maybe a new car. Mom and Dad can’t help you forever. It’s time to do it yourself. Here’s a guide to saving for a big purchase.

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Eating Well When You’re Broke

  • January 6th, 2016

So you’re trying to be healthy now? Good for you. Unfortunately, it’s gonna cost you, whether you live at home or you’ve got your own place now. Fresh, organic, non GMO – None of this comes cheap. So here’s a How-To on eating well… with limited funds:

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Keep Your New Year’s Resolution

  • January 4th, 2016

You need to read this. I know, I know. New Year’s Resolutions are tough. Whether you promised to quit a bad habit or start a new hobby, here’s how you do it.

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Things Your Parents Forgot to Mention

  • December 21st, 2015

 

Now that I’m almost adulting full-time, I decided to share some wisdom.

You see, there was a lot that I was unaware of, coming into the adult life..

For example, graduating college is really cool, especially for your parents’ life insurance policy, which kicks you off as a “congratulations for graduating” type thing.. 

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