Understanding and Directing Your Withholding
You just got your paycheck. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay. You take that number and start subtracting your bills, your day-to-day purchases, or that expensive item you’ve got…
What to Do if You’re Turned Down for a Loan
Getting rejected for a loan can feel like a punch in the gut. No way around it, rejection is painful. But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and…
Credit Cards: Pay More than Minimum for Faster Payoff
Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…
Understand Your Loan Options
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending. Then understand what options credit unions may have to…
5 Ways Good Credit is Your Safety Net
A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing…
The Key to a Successful Budget Is Minimalism
The easiest way to abandon your budget? Make it complicated and tedious. A minimalist budget can help you clarify your financial goals, provide you guidance on how to meet them, and allow you the freedom to spend a little on…
Tips for Last Minute Holiday Shoppers
Some people are experts at the Holiday shopping. They start shopping for Christmas at the beginning of the New Year, searching for deals year-round. They hide away gifts in closets and attics, ready for the holidays well in advance. On…
5 Smart Money Moves to Make This Holiday Season
As the leaves begin to change color, it's time to start thinking about your year-end money strategy. The fall and winter holidays are here. Use the following strategies to make the rest of the year count. Clean out your…
Saving Money When You Don’t Have Much
Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you…
International Credit Union Day
On Oct. 15, 2020, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 72nd anniversary. Credit unions are not-for-profit financial cooperatives that provide…
Budgeting Tips
Whether you’re planning your first budget or re-evaluating your current one, the helpful tips below will set you up for success by changing the way you look at budgeting. It doesn’t matter if you manage your budget on your smartphone…