5 Ways to Lower the Cost of Tuition Before Considering a Student Loan
If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to
4 Questions to Ask Yourself Before Signing a Mortgage
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception.
3 Ways to Counter the Effects of Inflation
When most people think of inflation, their response is usually similar to when they see a vintage advertisement:
Are Checks Obsolete?
Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era.
A Millennial’s Guide to Surviving the Holidays
The holidays offer an abundance of reasons to stress- from the family gatherings, the appetizers for a party, and reunions with friends, and office parties.
The Effect of Time on Investing
Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from,
Where You Seek Financial Advice Says A Lot About You
How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to?
Raising Your Chances at Landing That Raise
Some people say “More money, more problems.” Well, that’s not what I’ve experienced—especially when it comes to negotiating wages and asking for raises. In the employment world, consider yourself a product and your wage as the company’s investment in you. It’s time to show the company a high ROI, and pitch the case for a higher investment. From economic inflation to employee retention, there are many reasons to ask for a raise. When the time came for me to request a raise, I took a few steps to increase my chances of success.
The Benefits of Having a Savings Account While in College
College offers students many unique opportunities for novel experiences and personal introspection. Many who attend college find that those experiences change them for the better; improving their self-awareness and understanding of the world at large. However, the college years are more than just a time to gain valuable job skills or a deeper appreciation for an academic subject.
Holiday Shopping Tips – No, it’s NOT Too Early
Believe it or not, the holidays are here. I hate to be the one to break it to you, but you probably only have like 6 more paydays till Christmas. Factor in your car payment, rent, utilities, tuition, happy hours – whatever you spend your money on – and you don’t have a whole lot left for gifts this year if you don’t take initiative now.
Low Interest Savings vs High Interest Debt
We’re constantly told to save, save, SAVE! Have an emergency fund, a rainy day fund, a college fund. But we’ve also been told to get rid of debt… To pay it all off… Don’t charge ANYTHING. Where’s the happy medium? Should I really have six month’s income in a savings account when I owe thousands in student loans? Yes and no.
Not-So-Common Cents
Growing up is tough. You’re expected to get a job or go to school right away. It’s become the societal norm to instantly move out of your parents’ house… and then maybe buy a car. Or get a couple of credit cards. Don’t get me wrong – credit is important. But it can make you or break you. Here are a few (unfortunately) not-so-common sense tips to follow: