A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing…
The easiest way to abandon your budget? Make it complicated and tedious. A minimalist budget can help you clarify your financial goals, provide you guidance on how to meet them, and allow you the freedom to spend a little on…
During this time of difficulty and uncertainty, one must be prepared for anything. One of that being loss of job. It can be even more stressful considering that we are in a pandemic. Not only is your health in jeopardy,…
You might be one of many Americans who could benefit from refinancing your home. About 3 million borrowers could save at least $200 a month by refinancing. By refinancing and locking in a better rate on your loan, you could…
Stay vigilant and protect your financial information. If you are a victim of identity theft, take these steps immediately: Place a fraud alert on your credit reports, ask for a free copy of your credit report, and review those reports…
If you are one of the millions of Americans who has lost their income as a result of the COVID-19 pandemic, know there are resources to help you get through this difficult time. U.S. Department of Health and Human Services…
Here's the bad news about any unexpected good news you receive in an email from the Internal Revenue Service: It's probably bogus. For example, the IRS will not contact you via email, out of the blue, about a refund you…
When you have a specific health problem, you see a specialist, right? This tax season, look for select specialties in your tax preparer. Which Pete Sepp, President of National Taxpayers Union, Alexandria, Virginia, recommends. Sepp offers the following tips: Don't…
Learning how to use money wisely is an essential skill that isn’t always taught to us as children. Some of us pick up bad money habits on our journey to adulthood. Often, we’re just not being mindful of where our…
About half of Americans make New Year's resolutions each January, but only about 20% of people keep them. Getting into shape and achieving financial goals are among the most popular resolutions. (Statista.com) While we can’t help you reach your ideal…
It’s easy to see when your house needs cleaning: clothes are on the floor; dirty dishes are stacked in the sink. But it may be a little harder to know when to “tidy up” your finances. Here are a few…
Credit reports contain your personal financial information. Incorrect information can affect your ability to get a loan, rent housing, or get a job because businesses often make their decisions based on that data. You are allowed one free report every…