Affording Your First Apartment
Getting your first apartment is one of the big milestones in a young adult’s life. It can also be a little frightening since you don’t know exactly how much money you’ll need to get by. But if you follow these…
How to Overcome ‘Credit Card Shyness’
News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may…
So You Wanna Buy a Car: 6 Tips for First-Time Car Buyers
Buying a car is a pretty big deal, especially if it's your first time. This is primarily the first big purchase in a young adult’s life, and the start of your financial journey. Consider these tips in order to make…
6 Steps to Create the Perfect Budget for Y-O-U
Some want vacation, others want a down payment for a house. Income, needs, and wants are different for everyone so not every [[bullet journal budget template]] you find on Pinterest will be best for you! Here are some steps to…
Student Loans 101
With tuition rates on the rise, student loans have become a necessary evil for many college students. There are many loan options for higher education and with the fall semester right around the corner, now’s the time to educate yourself…
Buying a Home in Today’s Economy
Shopping for a new home can be very exciting! But not knowing what the economy will be like in the years to come can be intimidating and overwhelming.
Borrowers Beware: 5 Signs the Loan is too Good to be True
Have you ever heard the phrase, “If it sounds too good to be true, it probably is.”?
Feeling Stuck in Your Car Loan? It may be time to shop around.
Getting a new car is always exciting, however, most of us buy for our current lifestyle, rather than thinking about the future. A lot can change in the three to five years you financed your car for. A new baby requires more space; a…
Spring Cleaning Your Finances
Spring is in the air, and there’s more to spring cleaning than reorganizing the attic. Chances are, your finances could use some cleaning up as
4 Questions to Ask Yourself Before Signing a Mortgage
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception.
Low Interest Savings vs High Interest Debt
We’re constantly told to save, save, SAVE! Have an emergency fund, a rainy day fund, a college fund. But we’ve also been told to get rid of debt… To pay it all off… Don’t charge ANYTHING. Where’s the happy medium? Should I really have six month’s income in a savings account when I owe thousands in student loans? Yes and no.