Believe it or not, the holidays are here. I hate to be the one to break it to you, but you probably only have like 4 more paydays till Christmas. Factor in your car payment, rent, utilities, tuition, happy hours – whatever you spend your money on – and you don’t have a whole lot left for gifts this year if you don’t take initiative now.
- Start now –It’ll lighten the load for when you’re a week out and you still have no idea what to buy for your dad. Keep an eye out for things your loved one would appreciate. If you pass a quirky coffee mug in Target that you think he might like – go ahead and grab it. It’s one less thing to worry about.
- Sales – I know, I know. The whole “Black Friday” and “Cyber Monday” deals create absolute chaos. It really depends on what you’re willing to do to get the best deal. If there’s a high ticket item you’ve been looking at for mom – go for it. If you’re just looking for some socks and sweaters for grandma, perhaps you’re better off waiting it out. Avoid the lines and take advantage of Cyber Monday – even better, become a member of your favorite stores’ email clubs. You usually get early access and bigger discounts!
- BOGO – these sales are gold – especially if you have multiples in your family. I have five sisters. Yes, five. So when I see a sale at Charming Charlie’s for buy one get one free, I go nuts. Scarves and earrings for everyone!
- DIY – don’t be afraid to get a little creative. I’m notorious for creating one gift out of several smaller ones. Mom gets a cardigan with a cute pair of earrings and a little roller ball perfume (all of which I found on sale). Dad gets the Target coffee mug and a framed family photo that I customized on Etsy.
- Don’t be above discounted chains. Ross, Marshall’s, TJ Maxx. I used to hate going into these stores. Everything seemed so chaotic and out of place. I prefer walking into Nordstrom or The Limited where everything is in a specific spot but marked up 1000%. But I found that I can find the same exact outfits (or something comparable) at a fraction of the cost. It just takes a little digging – and some patience.
This post was written by Sammie Arriola, Former FTWCCU Digital Commerce Assistant.