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Spot Your Worth is here to educate you on things that matter. Polynomial functions and osmosis won’t manage your finances. You’re not a kid anymore, it’s time to take responsibility.  This is real life, real advice. From paying your college tuition to buying your first home, we’re here to give you Spot On advice to manage and budget your finances.

Brought to you by Fort Worth Community Credit Union.

FTWCCU is a not-for-profit credit union that exists (since 1940) to provide a safe, convenient place for members to save money and receive loans at reasonable rates.

What’s a credit union? We’re glad you asked.

A credit union is a not-for-profit financial institution. They offer all of the same services as banks (Checking, savings, loans and credit cards.) Because credit unions are not for profit, they’re able to give back to members by having fewer fees and higher rates on your savings accounts.

Credit unions are run by a board of directors that consists of volunteer members, whereas banks are run by a paid board of directors. So the board of directors at a credit union are working with your interests in mind, not profits and shares.

Unlike banks, credit unions have membership requirements. You usually have to live or work in a certain area. To become a member of FTWCCU, you just have to live, work or go to school in Tarrant, Parker, Johnson or Denton county.

 

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Equal Housing Opportunity