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Every year, it’s nice to do a bit of “financial spring cleaning” and declutter your filing cabinet, your desk drawers, and the various hiding places where miscellaneous scraps of paper tend to accumulate and multiply. Read on to find out…
What is a credit card? A credit card gives you access to a line of credit and can be used to make in-store and online purchases. (It can also be used to withdraw cash from an ATM as a cash advance, but…
For many young adults, student loans serve as the first real experience with borrowing a large amount of money. It’s a steep learning curve for someone just starting out, and not understanding financial concepts like interest rates, loan terms and…
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the…
Now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. 1. Pay it off Pay off your credit cards to save money. Let’s…
Make this holiday season your most festive one yet with a Holiday Fast Cash Loan from Fort Worth Community Credit Union! It’s a little extra cash to put the finishing touches on your holiday plans. Use it for anything – gifts, travel,…
Celebrate 74 years of International Credit Union Day at FTWCCU On Oct. 20, 2022, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year…
Snowball Looking for strategies to pay off debt? The Snowball method pays off the lowest balance first, then moves on to the next lowest balance until you’re out of debt. The Avalanche method starts with the balance that has the…
Losing your job is stressful. Even with an emergency fund in place, it doesn’t take very long to feel the financial impact of a sudden loss of income. When recovering from income loss, the focus instantly shifts to finding a…
Whether you’re buying a new home, refinancing the home you have, or embarking on a home improvement project, Fort Worth Community Credit Union is here to help you get the home you want! We offer a variety of real estate…
The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes and sizes. Some obstacles—such as job loss or income reduction—are immediate and obvious. Others—such as fear or uncertainty about the future—are more subtle, but they can…
