Not surprisingly, energy costs will rise again this winter as consumers try to keep their homes warm and toasty. Residential electricity rates have risen on average about 15% nationwide over the last 10 years, an increase of about $0.02 per…
Every two seconds an American becomes a victim of identity theft. If the thought of having to clean up your credit report because someone stole your identity frightens you, here are some tips to stack the odds in your favor.…
Below are some great apps that can help you save your money and manage your spending, easily! Phone apps have changed our lives. We now have, at our fingertips, the ability to access information 24/7, wherever we are. There are…
Learning how to save money is important, whether you have a lot or a little. These tips will help you get started young. Step 1. Start at the finish line To begin, start at the end. Yes, that sounds weird,…
Stores and manufacturers like to offer deep discounts on certain popular products at specific times of the year. If you love a good sale (and who doesn’t?), time your purchases so you can take full advantage of these traditions. The…
Traveling to new cities and countries is fun and exciting. To make sure you have a great time and only create happy memories of your adventure, keep these travel hacks in mind. Keep important medical information on your phone If…
How do you define wealth? The standard definition is that wealth is “a large amount of money and possessions." But consider this definition: wealth is the difference between what you are earning and what you are spending. Most of us…
Do you know how much you can expect from Social Security in retirement—or from any pension plan you have? Do you know how much you need to save to make up the shortfall in your desired retirement income? Gather information…
Ever wonder what happens to the money in your paychecks from your summer job? You'll soon find out that you're not the only one who has claims on what you earn! Example: You work 25 hours over a two-week pay…
Are you starting a family or maybe just thinking about it? As a new parent, you want to make sure you can provide your child/ren with a safe, secure home. In addition to getting baby gates and corner bumpers, it’s…
You’ve probably seen or at least heard about the show “Tidying Up with Marie Kondo” which aims to help people clear the clutter from their homes. Marie asks participants to assess each item and determine whether it “sparks joy” for…
You did it! You finally got your degree! You’re probably going to start handling all your own finances too (if you haven’t already started). Here is some financial advice to help you get a good start. Student Loan Repayment In…