For many young adults, student loans serve as the first real experience with borrowing a large amount of money. It’s a steep learning curve for someone just starting out, and not understanding financial concepts like interest rates, loan terms and…
Snowball Looking for strategies to pay off debt? The Snowball method pays off the lowest balance first, then moves on to the next lowest balance until you’re out of debt. The Avalanche method starts with the balance that has the…
So you’ve been driving the same car since your junior year in high school, and now that you have a college degree and stable employment, it’s time to purchase a new car. The thought of going to a dealership and…
The vast majority of us have debt. Whether it’s credit card debt, student loans, or all of the above – the truth is, we’d all rather be out of it. Here are some steps to getting out of debt. 1.…
If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up…
The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that affects your…
Looking for a new car or wanting to get behind the wheel of a new-to-you car? Either way, there are a few things to consider before you go car shopping. Below are some tips to help make that car buying…
You made it! Summer is finally here and I bet you can’t wait to sleep away all of your free time – NOT! As much as you hate to admit it, you probably would rather not sleep until 3pm every day of this summer. You probably have goals and expectations to live up to. So get off the couch and make this summer a productive one.
You just got your paycheck. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay. You take that number and start subtracting your bills, your day-to-day purchases, or that expensive item you’ve got…
Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…