Now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. 1. Pay it off Pay off your credit cards to save money. Let’s…
Losing your job is stressful. Even with an emergency fund in place, it doesn’t take very long to feel the financial impact of a sudden loss of income. When recovering from income loss, the focus instantly shifts to finding a…
The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes and sizes. Some obstacles—such as job loss or income reduction—are immediate and obvious. Others—such as fear or uncertainty about the future—are more subtle, but they can…
Think back to your most recent savings goal. How long did you have to save in order to reach it? Was it a concert ticket or some new shoes that took a few weeks of budgeting? Was it a big-ticket…
The vast majority of us have debt. Whether it’s credit card debt, student loans, or all of the above – the truth is, we’d all rather be out of it. Here are some steps to getting out of debt. 1.…
Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending. Then understand what options credit unions may have to…
As the leaves begin to change color, it's time to start thinking about your year-end money strategy. The fall and winter holidays are here. Use the following strategies to make the rest of the year count. Clean out your…
Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you…
On Oct. 15, 2020, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 72nd anniversary. Credit unions are not-for-profit financial cooperatives that provide…
Whether you’re planning your first budget or re-evaluating your current one, the helpful tips below will set you up for success by changing the way you look at budgeting. It doesn’t matter if you manage your budget on your smartphone…