5 Simple Steps Towards Paying Off Your Debt
The vast majority of us have debt. Whether it’s credit card debt, student loans, or all of the above – the truth is, we’d all rather be out of it. Here are some steps to getting out of debt. 1.…
Why We Get Scammed
If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up…
Buying vs Renting a Home: Which is better for me?
The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that affects your…
Tips for Car Shopping
Looking for a new car or wanting to get behind the wheel of a new-to-you car? Either way, there are a few things to consider before you go car shopping. Below are some tips to help make that car buying…
Stay Productive in the Summer
You made it! Summer is finally here and I bet you can’t wait to sleep away all of your free time – NOT! As much as you hate to admit it, you probably would rather not sleep until 3pm every day of this summer. You probably have goals and expectations to live up to. So get off the couch and make this summer a productive one.
Understanding and Directing Your Withholding
You just got your paycheck. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay. You take that number and start subtracting your bills, your day-to-day purchases, or that expensive item you’ve got…
What to Do if You’re Turned Down for a Loan
Getting rejected for a loan can feel like a punch in the gut. No way around it, rejection is painful. But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and…
Credit Cards: Pay More than Minimum for Faster Payoff
Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…
Tap Your Home’s Equity
If you need cash to remodel your kitchen or bath, a home equity loan or home equity line of credit (HELOC) might be your best bet. These loans let you borrow money using the equity in your home as collateral.…
Understand Your Loan Options
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending. Then understand what options credit unions may have to…
5 Ways Good Credit is Your Safety Net
A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing…