Keep Your New Year’s Resolution

You need to read this. I know, I know. New Year’s Resolutions are tough. Whether you promised to quit a bad habit or start a new hobby, here’s how you do it.

First and foremost, do some research.  What do you need to know before attempting this? Maybe you need to look into a few gym memberships or decide on a savings account. Perhaps you need to read up on quitting a bad habit. Have an idea of any obstacles you might come across trying to lose weight or quit smoking. Then think of some ways to get past them. Nothing is impossible.

If your resolution is to buy a new car, you’ll want to look into the kind of car.

• New or used?
• What’s your budget?
• What kind of down payment can you reasonably afford?
• Who will finance you?

If your resolution is to get into shape, decide what route you’re going to take.

• Are you going to diet?
• Will you exercise more?
• Maybe a little of both?
• Look into local gym memberships, and try to figure out what you can change about your diet.                 

Next, set some goals. How do you plan on getting there? What sacrifices are you willing to make to meet your goal? These questions will help you make the necessary changes to keep your New Year’s Resolution.

To buy a car,  I can save $__ each week. Then I’ll have a $_____ down payment in 6 months!

I can save that money by cutting back on Starbucks Frappuccino’s and Chic Fil A.

To get in to shape, I’ll dedicate 30 minutes of my day to cardio. I’ll also cut out fast food this month. Next month I’ll work on a real diet, just to ease myself in.

Lastly, do it. Don’t wait until next week ‘because I already ate a donut for breakfast.’ Or because ‘rent was due this week.’ Start now! Once you start, it’s easier to keep it going. You’ll be surprised how nice it is to see your hard work paying off. You’re worth it!

This blog was written by FTWCCU Marketing/Digital Commerce Assistant, Sammie Arriola.