Some want vacation, others want a down payment for a house. Income, needs, and wants are different for everyone so not every [[bullet journal budget template]] you find on Pinterest will be best for you! Here are some steps to…
Shopping for a new home can be very exciting! But not knowing what the economy will be like in the years to come can be intimidating and overwhelming.
If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception.
Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era.
College offers students many unique opportunities for novel experiences and personal introspection. Many who attend college find that those experiences change them for the better; improving their self-awareness and understanding of the world at large. However, the college years are more than just a time to gain valuable job skills or a deeper appreciation for an academic subject.
We’re constantly told to save, save, SAVE! Have an emergency fund, a rainy day fund, a college fund. But we’ve also been told to get rid of debt… To pay it all off… Don’t charge ANYTHING. Where’s the happy medium? Should I really have six month’s income in a savings account when I owe thousands in student loans? Yes and no.
Growing up is tough. You’re expected to get a job or go to school right away. It’s become the societal norm to instantly move out of your parents’ house… and then maybe buy a car. Or get a couple of credit cards. Don’t get me wrong – credit is important. But it can make you or break you. Here are a few (unfortunately) not-so-common sense tips to follow: