Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending. Then understand what options credit unions may have to…
As the COVID-19 coronavirus continues to infect millions of Americans, businesses are being forced to reduce employee hours or even layoff staff as they struggle to stay open. If your job was affected and you’re worried about paying for home,…
Some people are experts at the Holiday shopping. They start shopping for Christmas at the beginning of the New Year, searching for deals year-round. They hide away gifts in closets and attics, ready for the holidays well in advance. On…
As the leaves begin to change color, it's time to start thinking about your year-end money strategy. The fall and winter holidays are here. Use the following strategies to make the rest of the year count. Clean out your…
Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you…
On Oct. 15, 2020, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 72nd anniversary. Credit unions are not-for-profit financial cooperatives that provide…
Whether you’re planning your first budget or re-evaluating your current one, the helpful tips below will set you up for success by changing the way you look at budgeting. It doesn’t matter if you manage your budget on your smartphone…
Many people wonder how they can build an emergency fund when they’re trying to pay off their debts. The strategy is to start small, change a few habits, and change your mindset. If you're starting from scratch with your emergency…
The current economic climate is making many people unsure about their job security. The best way to deal with uncertainty is to control what you can. Be proactive, not reactive. If you suspect your job may be eliminated, here are…
How many times have you checked out at the grocery and were surprised by the total? It's easy to let our grocery bill get too big if we're not careful. Yes, food prices have gone up for certain items lately…
During this time of difficulty and uncertainty, one must be prepared for anything. One of that being loss of job. It can be even more stressful considering that we are in a pandemic. Not only is your health in jeopardy,…