Regardless of how you got here, you’re here. Maybe it was one credit card you sort of…forgot about. Maybe it was a few cards you neglected. Maybe you didn’t actually have the money to make the payments and, well, here you are.
Generation Y… The ME Generation… Millennials… The generation of the internet age is one of the largest and most diverse in the U.S. Although Millennials have been defined by a relationship to technology, the generation has been steadily redefining adulthood. Millennials have adapted and endured in a post-recession economy, their social and global values have inspired change in the labor market, and now one-third of Millennials are living in a parent’s home.
Congratulations on making it a point in your life that only 1/3 of Americans ever accomplish. Graduating college is still not something everyone does for various reasons. What on earth happens now that you have this very expensive credential? Well, that depends on your degree and your goals, because the paths in front of you are numerous.
Summer is here! You know what that means? Beaches, swimming pools, tan lines, road trips, questionable summer attire and of course, a job.
Whether you are taking a break from your educational endeavors or you walked across the stage with your college degree, summer is the time most people begin job hunting. That means it is time to set the smartphone down, get the old laptop out (try looking for it underneath the stack of dirty clothes in the corner of your room) and update the resume.
So, you want to buy your first car? Well, you’ve got your work cut out for you, but if you’re willing to do a little homework, you can save money and buy a car that will last for years.
Summer is here and that frenzy job hunt is under way! As teenagers, summer jobs are an attractive way of making money while keeping occupied during the summer. Having a job is a great experience which often teaches you to be more aware of your finances. Are you interested in getting a summer job, but don’t know where to start? Here are a few ideas to get you started.
Nine in ten parents believe that college is a worthwhile investment. While this statistic from Sallie Mae’s How America Saves for College 2015 report shows that the value placed on higher education is nearly universal, a staggering 84% of parents are also willing to stretch themselves financially in order to make college possible for their children. “Better we have the debt than [our children] have the debt,” Democratic presidential candidate Martin O’Malley was quoted as saying in a recent Washington Post article on student loans and parent borrowers.
While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join?
But, just like Jackson or Smith, Credit Union is our last name and we’re proud of it. It does beg the question, though—where did the name come from? We need to go way back to find the answer to that question and to understand the origins of credit unions.
You made it! Summer is finally here and I bet you can’t wait to sleep away all of your free time – NOT! As much as you hate to admit it, you probably would rather not sleep until 3pm every day of this summer. You probably have goals and expectations to live up to. So get off the couch and make this summer a productive one.
Losing my wallet or purse is one of my biggest nightmares. We all think it’ll never happen to us and then BAM, it does. The truth is that it’s easy. All it takes is turning your back at a concert or party or leaving it on the gas pump or at the cash register. We’d like to think that all people are good people… and would check your ID and friend you on Facebook to return it.
Retirement Savings Means It’s Time to Sweat the Small Stuff
Baby Boomers, Gen X, Millennials. The lack of retirement savings in our country is an epidemic that affects all three generations.. According to the 2016 Retirement Confidence Survey from the Employee Benefit Research Institute (EBRI), only two-thirds of workers (or their spouses) are currently saving for retirement, with 26 percent reporting they have less than $1,000 saved. It’s time to sweat the small stuff.