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5 Ways to Make College More Affordable

  • August 17th, 2016

The value of a college degree isn’t what it used to be, but its importance certainly hasn’t diminished. In fact, in Sallie Mae’s report, “How America Pays for College,” 90% of families expect their student to earn at least a bachelor’s degree, with 54% expecting a graduate degree. Of course, if you’ve read any recent news about the financial details of college education, you’ll know that it’s also a foreboding prospect: there is nearly $1.3 trillion in total U.S. student loan debt, ongoing wage stagnation, and the prospect of enduring years of underemployment.

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School Supply List: College Edition

  • August 10th, 2016

Don’t you wish college was like kindergarten? With designated nap times, snack breaks… And even report cards that let you know how you’re doing. What about school supply lists? In college, you’re pretty much on your own. The syllabus might tell you what book to buy – but as far as the rest of the supplies go… you’ve pretty much got to guess. But we’ve come up with a list of necessities for college students, those living on campus and even commuters. Take notes.

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Be Prepared – Because Life Happens

  • August 2nd, 2016

An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth of expenses saved up.

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Building Credit 101

  • July 28th, 2016

Having a good credit score is incredibly important. Not only does it define your creditworthiness but it can also be a blueprint for financial institutions to see your monetary situation. Today’s economy runs on credit score based decisions. Have you ever heard of the saying “First impressions are everything?”  That’s the type of approach you should take when trying to construct a strong credit score. Here are a few tips and tricks on how to build good credit and keep it there.

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Car Loans: 3% vs 13% – Why the Interest Rate DOES Make a Difference

  • July 26th, 2016

Millennials are labeled constantly. One of the characteristics that sets us apart from other generations is that we don’t make large purchases. Well, things are changing and the first big purchase for many of us is a car. There are a multitude of factors that financial institutions consider when approving a loan for a vehicle, and there are just as many factors that you should consider when choosing your lender—like who will give you the lowest APR with your credit. There’s a lender out there for each of us.

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Saving Money When Eating Out

  • July 22nd, 2016

Alright millennials, listen up. I might be wrong in assuming that you’re anything like me but I’m gonna go ahead and give it a shot.

You eat out. A lot. You love Chipotle and Chickfila. You see no shame in stopping at a sushi bar after work. You frequent Starbucks and Sonic on the weekends and then complain that you’re broke.

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Repairing Damaged Credit

  • July 20th, 2016

Regardless of how you got here, you’re here. Maybe it was one credit card you sort of…forgot about. Maybe it was a few cards you neglected. Maybe you didn’t actually have the money to make the payments and, well, here you are.

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Saving as a Millennial Living With Your Parents

  • July 7th, 2016

Generation Y… The ME Generation… Millennials… The generation of the internet age is one of the largest and most diverse in the U.S. Although Millennials have been defined by a relationship to technology, the generation has been steadily redefining adulthood. Millennials have adapted and endured in a post-recession economy, their social and global values have inspired change in the labor market, and now one-third of Millennials are living in a parent’s home.

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So You Graduated – Now What?

  • June 30th, 2016

Congratulations on making it a point in your life that only 1/3 of Americans ever accomplish. Graduating college is still not something everyone does for various reasons. What on earth happens now that you have this very expensive credential? Well, that depends on your degree and your goals, because the paths in front of you are numerous.

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8 Tips for Writing a Killer Resume

  • June 29th, 2016

Summer is here! You know what that means? Beaches, swimming pools, tan lines, road trips, questionable summer attire and of course, a job.

Whether you are taking a break from your educational endeavors or you walked across the stage with your college degree, summer is the time most people begin job hunting. That means it is time to set the smartphone down, get the old laptop out (try looking for it underneath the stack of dirty clothes in the corner of your room) and update the resume. 

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