College offers students many unique opportunities for novel experiences and personal introspection. Many who attend college find that those experiences change them for the better; improving their self-awareness and understanding of the world at large. However, the college years are more than just a time to gain valuable job skills or a deeper appreciation for an academic subject.
Believe it or not, the holidays are here. I hate to be the one to break it to you, but you probably only have like 6 more paydays till Christmas. Factor in your car payment, rent, utilities, tuition, happy hours – whatever you spend your money on – and you don’t have a whole lot left for gifts this year if you don’t take initiative now.
We’re constantly told to save, save, SAVE! Have an emergency fund, a rainy day fund, a college fund. But we’ve also been told to get rid of debt… To pay it all off… Don’t charge ANYTHING. Where’s the happy medium? Should I really have six month’s income in a savings account when I owe thousands in student loans? Yes and no.
Growing up is tough. You’re expected to get a job or go to school right away. It’s become the societal norm to instantly move out of your parents’ house… and then maybe buy a car. Or get a couple of credit cards. Don’t get me wrong – credit is important. But it can make you or break you. Here are a few (unfortunately) not-so-common sense tips to follow:
Commuting sucks. There, I said it. I lived on campus for about five minutes my freshman year. I loved it… Until I realized that I don’t like dorm rooms or bunk beds enough to pay $800/month. (Also, the food in the dining halls wasn’t as good as my mom’s.) I moved back home shortly. But, I will admit that commuting was difficult for me. That first semester, I lived at home with my parents, about 30 minutes from campus. Here are a few tips…
College tuition rates have sky rocketed 1200% in recent months. In fact, some studies show that some of the facts I use are exaggerated or even totally made up.
On a serious note, college tuition is no joke.
The time has come. You need a new computer or maybe a new car. Mom and Dad can’t help you forever. It’s time to do it yourself. Here’s a guide to saving for a big purchase.
So you’re trying to be healthy now? Good for you. Unfortunately, it’s gonna cost you, whether you live at home or you’ve got your own place now. Fresh, organic, non GMO – None of this comes cheap. So here’s a How-To on eating well… with limited funds:
You need to read this. I know, I know. New Year’s Resolutions are tough. Whether you promised to quit a bad habit or start a new hobby, here’s how you do it.
New year, new you? We’d all like to think so, right? So maybe you can’t completely swear off of junk food.. And so what if you can’t exercise every day for a year?
Now that I’m almost adulting full-time, I decided to share some wisdom.
You see, there was a lot that I was unaware of, coming into the adult life..
For example, graduating college is really cool, especially for your parents’ life insurance policy, which kicks you off as a “congratulations for graduating” type thing..