Now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. 1. Pay it off Pay off your credit cards to save money. Let’s…
Whether you’re buying a new home, refinancing the home you have, or embarking on a home improvement project, Fort Worth Community Credit Union is here to help you get the home you want! We offer a variety of real estate…
The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes and sizes. Some obstacles—such as job loss or income reduction—are immediate and obvious. Others—such as fear or uncertainty about the future—are more subtle, but they can…
The basics A credit card gives you access to a line of credit and can be used to make in-store and online purchases. (It can also be used to withdraw cash from an ATM as a cash advance, but this option is…
Think back to your most recent savings goal. How long did you have to save in order to reach it? Was it a concert ticket or some new shoes that took a few weeks of budgeting? Was it a big-ticket…
The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that affects your…
Looking for a new car or wanting to get behind the wheel of a new-to-you car? Either way, there are a few things to consider before you go car shopping. Below are some tips to help make that car buying…
Getting rejected for a loan can feel like a punch in the gut. No way around it, rejection is painful. But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and…
Minimum payments on credit cards are between 1% to 4% of the balance due. If you can afford higher payments each month, you'll benefit over the long haul. If you can't afford to pay this percentage of your balance, chances…
If you need cash to remodel your kitchen or bath, a home equity loan or home equity line of credit (HELOC) might be your best bet. These loans let you borrow money using the equity in your home as collateral.…
There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending. Then understand what options credit unions may have to…