4 Tips for First Time Home Buyers
As a first time home buyer myself, it can seem very overwhelming on where to begin when considering buying your first home. Here are a few tips I have learned along the way.
Boosting Your Credit Score: 4 Myths Debunked
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:
What’s a 401(k)?
We’ve all heard the saying “Nothing in Life is Free.” But is that true when it comes to your company 401(k)? I think not.
Why I Love Credit Unions
One of my fondest memories as a child was driving to the credit union with my mom to deposit her paycheck. These trips were usually right after school. My mom and I would talk during the drive, meanwhile oldies played on the radio. Each time we walked into the credit union, I was always amazed at how the tellers seemed to know my mom. They would ask her specific questions about work and our family – things that only friends would seem to know or care about. Even as a kid, I could tell this meant something to my mom.
Simplifying Student Debt
So here’s the deal: Debt is almost inevitable when you’re in college, even if you got a few scholarships or qualified for some financial aid. The truth is… Even once you pay tuition, you’ve still got housing expenses to worry about, and food. Maybe you have a car payment. Unfortunately, sometimes this whole “college experience” digs you into a little hole called “debt.”
Don’t Let Valentine’s Day Destroy Your Finances
It’s that time of year again! Time for you to purchase yet another gift.
It seems like just yesterday you were scrambling to the closest CVS for that special card / gift that says all of those nice things you forget to say every other day of the year.
Does Debt Help or Hurt Your Credit Score?
The first week of college is here… You’re getting books, checking out the campus, and… signing up for a credit card for a free T-shirt?
5 Identity Theft Jackpots (and How You Can Safeguard Against Them)
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year—not to mention the time and hassle involved in recovering a stolen identity.
The good news is
Building Credit for Beginners
Credit is single-handedly one of the most important aspects of your financial life. Without credit, you can’t have a credit card, or buy a car or a home. It could also affect your future employment, depending on where you apply. With that being said, it’s never too early to start building credit.